In spite of what some people will tell you, the reason that we are in the Great Recession, the reason that millions of Americans are out of work, the reason there was a downturn in our economy is due to irresponsible recklessness on Wall Street. The folks on Wall Street will have you believe that this was the “perfect storm.” No. This was the result of massive deregulation which was pushed by Wall Street and unfettered greed. Until we, the American public, recognize that as long as there are massive incentives (read – huge bonuses) to cut corners and take risks this will happen over and over again. When you’re risking somebody else’s money and have the ability to make millions and millions of dollars, why wouldn’t you take the risk? Of course you would.